Meet the team!
Our team brings experience across retirement planning, income strategies, and long-term financial guidance. We work collaboratively to ensure each client receives personalized, thoughtful recommendations aligned with their goals.
Dan Chernati - Founder & Owner
Dan Chernati is the Founder and Owner of 360 Financial Group. He works closely with individuals and families to design retirement strategies focused on income stability, risk management, and long-term financial clarity.
Through his leadership, 360 Financial Group supports thousands of families nationwide each year through a network of experienced advisors. Dan is committed to education-first planning and believes that informed decisions are the foundation of successful retirement outcomes.
Dan Chernati
Dan Chernati is the Owner and Founder of 360 Financial Group. Throughout the years he has trained hundreds of agents who help over 6,000 families every year. In his spare time, you can find him working at his Family Farm in Northern NJ, or filling up the passport while traveling the world.
John DeDea
John is a Managing Director with 360 Financial Group. He is licensed to work in over 40 states throughout the country and has personally helped over 250 families achieve their goals.He graduated from college in 2016, double majoring at Rutgers University. He was married in October of 2024.
John DeDea - Managing Director
John DeDea is a Managing Director at 360 Financial Group and is licensed to work with clients across multiple states. He has helped hundreds of families develop retirement strategies tailored to their individual goals and financial situations.
John’s approach emphasizes clarity, simplicity, and long-term planning. He focuses on helping clients understand their options so they can make confident, well-informed decisions about their retirement.
Antrail Caston - Regional Manager
Antrail Caston is a Regional Manager at 360 Financial Group with over two decades of leadership experience. Prior to joining the firm, he served 22 years in the U.S. Marine Corps, where he developed a strong foundation in discipline, service, and strategic planning.
Antrail now applies those principles to retirement planning, helping clients protect their assets and plan for financial security with confidence and care.
Antrail Caston
Antrail Caston is a Regional Manager at 360 Financial Group. He spent 22 years in the U.S. Marine Corps serving in various duties across the globe. Since retiring from service in 2010, at every opportunity you can find him filling up the passport while traveling the world with his wife.
Tess Loomis - Managing Director
Tess Loomis is a Managing Director at 360 Financial Group with a background in economics and financial planning. She works closely with clients to develop thoughtful, customized strategies that align with their long-term retirement objectives.
Tess is known for her client-centered approach and attention to detail, ensuring that each plan reflects both financial goals and personal priorities.
Tess Loomis
Tess Loomis is the Managing Director of 360 Financial Group.She graduated from Furman University as an Economics major and since then, has lived and worked in New Jersey, Colorado and Georgia. In her spare time, you can find her in Piedmont Park, out on the golf course or having a cocktail with her husband on the porch!
Our Clients speak!
"I was nervous about retiring early and running out of money. Dan and his team made everything so simple. They explained how I could use part of my 401(k) to create guaranteed income for life. Now, I get a paycheck every month—just like when I was working—and I don’t worry about market drops anymore. I wish I found this sooner!"
– Emily R. – Retired Nurse, Georgia
"I always thought annuities were too complicated. But these guys broke it down step by step and helped me move my old retirement funds into something that gives me guaranteed income for life. It was smooth, stress-free, and now I feel 100% confident about my future."
– Mark W. – Small Business Owner, North Carolina
"What impressed me most was how hands-on and caring the team was. They weren’t pushing a product—they were showing me how to protect what I worked so hard to build. Now, my wife and I have guaranteed income for life, and I can actually enjoy retirement without constantly checking the markets."
– David K. – Engineer, Recently Retired, Ohio
"We had multiple retirement accounts scattered all over and no clear plan. The team helped us consolidate everything and turn it into reliable monthly income. We’re finally sleeping well at night knowing we’ll never run out of money—no matter how long we live."
– Linda & Charles T. – Married Couple, Florida
Client Experiences
"I was nervous about retiring early and running out of money. Dan and his team made everything so simple. They explained how I could use part of my 401(k) to create guaranteed income for life. Now, I get a paycheck every month—just like when I was working—and I don’t worry about market drops anymore. I wish I found this sooner!"
– Emily R. – Retired Nurse, Georgia
"I always thought annuities were too complicated. But these guys broke it down step by step and helped me move my old retirement funds into something that gives me guaranteed income for life. It was smooth, stress-free, and now I feel 100% confident about my future."
– Mark W. – Small Business Owner, North Carolina
"What impressed me most was how hands-on and caring the team was. They weren’t pushing a product—they were showing me how to protect what I worked so hard to build. Now, my wife and I have guaranteed income for life, and I can actually enjoy retirement without constantly checking the markets."
– David K. – Engineer, Recently Retired, Ohio
"We had multiple retirement accounts scattered all over and no clear plan. The team helped us consolidate everything and turn it into reliable monthly income. We’re finally sleeping well at night knowing we’ll never run out of money—no matter how long we live."
–Linda & Charles T. – Married Couple, Florida
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