Meet the team!
Dan Chernati
Dan Chernati is the Owner and Founder of 360 Financial Group. Throughout the years he has trained hundreds of agents who help over 6,000 families every year. In his spare time, you can find him working at his Family Farm in Northern NJ, or filling up the passport while traveling the world.
Dan Chernati
Dan Chernati is the Owner and Founder of 360 Financial Group. Throughout the years he has trained hundreds of agents who help over 6,000 families every year. In his spare time, you can find him working at his Family Farm in Northern NJ, or filling up the passport while traveling the world.
John DeDea
John is a Managing Director with 360 Financial Group. He is licensed to work in over 40 states throughout the country and has personally helped over 250 families achieve their goals.He graduated from college in 2016, double majoring at Rutgers University. He was married in October of 2024.
John DeDea
John is a Managing Director with 360 Financial Group. He is licensed to work in over 40 states throughout the country and has personally helped over 250 families achieve their goals. He graduated from college in 2016, double majoring at Rutgers University. He was married in October of 2024. In his spare time, you can find him playing golf, hanging out with the family or watching some of his favorite sports teams.
Antrail Caston
Antrail Caston is a Regional Manager at 360 Financial Group. He spent 22 years in the U.S. Marine Corps serving in various duties across the globe. Since retiring from service in 2010, at every opportunity you can find him filling up the passport while traveling the world with his wife.
Antrail Caston
Antrail Caston is a Regional Manager at 360 Financial Group. He spent 22 years in the U.S. Marine Corps serving in various duties across the globe. Since retiring from service in 2010, at every opportunity you can find him filling up the passport while traveling the world with his wife.
Tess Loomis
Tess Loomis is the Managing Director of 360 Financial Group.She graduated from Furman University as an Economics major and since then, has lived and worked in New Jersey, Colorado and Georgia. In her spare time, you can find her in Piedmont Park, out on the golf course or having a cocktail with her husband on the porch!
Tess Loomis
Tess Loomis is the Managing Director of 360 Financial Group.She graduated from Furman University as an Economics major and since then, has lived and worked in New Jersey, Colorado and Georgia. In her spare time, you can find her in Piedmont Park, out on the golf course or having a cocktail with her husband on the porch!
Our Clients speak!
"I was nervous about retiring early and running out of money. Dan and his team made everything so simple. They explained how I could use part of my 401(k) to create guaranteed income for life. Now, I get a paycheck every month—just like when I was working—and I don’t worry about market drops anymore. I wish I found this sooner!"
– Emily R. – Retired Nurse, Georgia
"I always thought annuities were too complicated. But these guys broke it down step by step and helped me move my old retirement funds into something that gives me guaranteed income for life. It was smooth, stress-free, and now I feel 100% confident about my future."
– Mark W. – Small Business Owner, North Carolina
"What impressed me most was how hands-on and caring the team was. They weren’t pushing a product—they were showing me how to protect what I worked so hard to build. Now, my wife and I have guaranteed income for life, and I can actually enjoy retirement without constantly checking the markets."
– David K. – Engineer, Recently Retired, Ohio
"We had multiple retirement accounts scattered all over and no clear plan. The team helped us consolidate everything and turn it into reliable monthly income. We’re finally sleeping well at night knowing we’ll never run out of money—no matter how long we live."
– Linda & Charles T. – Married Couple, Florida
Our Clients speak!
"I was nervous about retiring early and running out of money. Dan and his team made everything so simple. They explained how I could use part of my 401(k) to create guaranteed income for life. Now, I get a paycheck every month—just like when I was working—and I don’t worry about market drops anymore. I wish I found this sooner!"
– Emily R. – Retired Nurse, Georgia
"I always thought annuities were too complicated. But these guys broke it down step by step and helped me move my old retirement funds into something that gives me guaranteed income for life. It was smooth, stress-free, and now I feel 100% confident about my future."
– Mark W. – Small Business Owner, North Carolina
"What impressed me most was how hands-on and caring the team was. They weren’t pushing a product—they were showing me how to protect what I worked so hard to build. Now, my wife and I have guaranteed income for life, and I can actually enjoy retirement without constantly checking the markets."
– David K. – Engineer, Recently Retired, Ohio
"We had multiple retirement accounts scattered all over and no clear plan. The team helped us consolidate everything and turn it into reliable monthly income. We’re finally sleeping well at night knowing we’ll never run out of money—no matter how long we live."
–Linda & Charles T. – Married Couple, Florida
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