Retirement Income. Tailored for Life.

Turn Your Savings Into Steady, Guaranteed Retirement Income

At 360 Financial Group, we help retirees and pre-retirees protect their nest egg and create income they can’t outlive — with customized wealth strategies designed for Phase 2 of retirement.

What We Do

Retirement isn’t about guessing anymore — it’s about knowing.

At 360 Financial Group, we specialize in helping individuals age 40 –75 with $250K+ in assets transition
from building wealth to generating guaranteed income.
We focus on using tailored strategies based on creating lifetime income, protecting savings from market downturns, and removing all the guesswork for your retirement.

We call this Phase 2 of Retirement — the shift from accumulation to distribution and protection.

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Why "Phase 2" Planning Matters

Most financial advice stops after telling you to save more.

-But what happens after you retire?
-How do you make your savings last?

-What if the market crashes again?

-How much can you safely withdraw each year?

That’s where we come in. We help you answer those questions with clarity, not guesswork.

Why 360 Financial Group Is Different

Customized not Cookie-Cutter

We don’t believe in “plug-and-play” plans. Every strategy is designed around your needs, risk tolerance, income goals, and family situation.

We Specialize in One Thing — Phase 2

Most advisors focus on growing assets. We focus on protecting them and making them last.

Our specialty is turning savings into predictable income — for life.

People First, Always

We value trust, communication, and long-term relationships.

When we build your plan, we treat your future like it’s our own.

Straightforward Conversations, No Jargon

You’ll never be talked down to, sold something you don’t need, or left in the dark.

We explain every option clearly — so you feel confident, not confused

Our Services

Annuities

An annuity is a contract with an insurance company that provides a steady income stream, typically during retirement. You contribute money upfront or over time, and in return, receive guaranteed payments for life or a set period. It’s designed to protect against outliving your savings.

Indexed Universal Life Insurance

An IUL is a flexible, permanent life insurance policy that offers lifetime coverage and builds cash value linked to a stock market index. It allows for tax-deferred growth, downside protection, and potential market-based gains—making it a smart strategy for long-term financial planning and tax-free retirement income.

Term Insurance

Term life insurance provides affordable coverage for a specific time period—such as 10, 20, or 30 years. If the insured passes away during the term, beneficiaries receive a death benefit. It’s a straightforward, temporary solution for income protection, debt coverage, or family security.

Permanent Insurance

Permanent life insurance offers lifelong coverage and includes a cash value component that grows over time. Unlike term insurance, it doesn’t expire as long as premiums are paid. It’s ideal for building wealth, estate planning, and ensuring a legacy for your loved ones.

– Emily R. – Retired Nurse, Georgia

"I was nervous about retiring early and running out of money. Dan and his team made everything so simple. They explained how I could use part of my 401(k) to create guaranteed income for life. Now, I get a paycheck every month—just like when I was working—and I don’t worry about market drops anymore. I wish I found this sooner!"

– Mark W. – Small Business Owner, North Carolina

"I always thought annuities were too complicated. But these guys broke it down step by step and helped me move my old retirement funds into something that gives me guaranteed income for life. It was smooth, stress-free, and now I feel 100% confident about my future."

– David K. – Engineer, Recently Retired, Ohio

"What impressed me most was how hands-on and caring the team was. They weren’t pushing a product—they were showing me how to protect what I worked so hard to build. Now, my wife and I have guaranteed income for life, and I can actually enjoy retirement without constantly checking the markets."

– Linda & Charles T. – Married Couple, Florida

"We had multiple retirement accounts scattered all over and no clear plan. The team helped us consolidate everything and turn it into reliable monthly income. We’re finally sleeping well at night knowing we’ll never run out of money—no matter how long we live."